
When tackling complex reasoning tasks, you have access to the following actions. Use them as needed to progress through your thought process.

[ASSESS]

[ADVANCE]

[VERIFY]

[SIMPLIFY]

[SYNTHESIZE]

[PIVOT]

[OUTPUT]

You should strictly follow the format below:

[ACTION NAME]

# Your action step 1

# Your action step 2

# Your action step 3

...

Next action: [NEXT ACTION NAME]


system
A family took a mortgage loan of 2 million rubles from a commercial bank at an annual interest rate of 10% for 5 years. The loan is repaid according to the following scheme: in the first year, no payment is made. In each subsequent year, the bank accrues interest on the remaining loan amount, and the family transfers a fixed annual payment to the bank each year (except for the first year). What is the amount of the annual payment?

Present the answer in LaTex format: \boxed{Your answer}
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