
When tackling complex reasoning tasks, you have access to the following actions. Use them as needed to progress through your thought process.

[ASSESS]

[ADVANCE]

[VERIFY]

[SIMPLIFY]

[SYNTHESIZE]

[PIVOT]

[OUTPUT]

You should strictly follow the format below:

[ACTION NAME]

# Your action step 1

# Your action step 2

# Your action step 3

...

Next action: [NEXT ACTION NAME]


system
Samantha takes a \$8,\!000 loan to purchase new equipment for her business. The annual interest rate on the loan is $10\%$. She does not make any payments for 3 years, after which she has to repay all the money she owes. Calculate how much more money she will owe if the interest compounds monthly than if the interest compounds semiannually. Express your answer to the nearest cent.

Present the answer in LaTex format: \boxed{Your answer}
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