Digital wallets have been called the future of real-world payment technology. With major players like Alipay, WecChat and Apple Pay becoming popular, it seems to be a safe bet that a change in consumer payment technology is coming soon. A recent study by Citi Retail Services found that a growing number of people are embracing digital wallets, due in large part to their convenience and ease of use , "There's no question 2016 will be an important year as digital wallets gain more acceptance.", Leslie MeNamara, managing director of partner management, Citi Retail Services, noted. Last month, CNN reporter Will Ripley experience a day in Beijing without his wallet. "In China's largest cities, you can definitely survive without carrying a pocket full of cash and credit cards- as long as you've got your smartphone," he wrote. "A huge number of businesses in Beijing accept mobile payments." He paid for breakfast by scanning a QR code on the window of a hole-in-the -wall restaurant. All he had to do was enter a password and the transaction  was completed. Then he also used his phone to pay for movies tickets, buy takeout food, order goods for delivery. In fact, he was not the only one to enjoy this convenience. His assistant Shen Lu also paid her household water bill with her mobile phone. In seconds, she was able to transfer funds( ) from one of several linked accounts. Unlike the situations in the US and other countries, "China doesn't have a really money-making credit card system". Gu Yu, co-founder of the new payment app Mileslife, told CNN. "So Chinese people just skipped credit cards and wet straight to mobile payments." Gu also pointed out the advantages of mobile payments. "No coins or bills that can be lost or stolen, electronic receipts, the ease of keeping track of spending and of course, no wallet taking up space." he said The passage is written to   _
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