Instruct: Classify a given Amazon review as either positive or negative.
Query: Bad Advice

This book, Debt Control, contains incorrect information about the banking laws and gives consumers the wrong advice on finances. If a bank lends you money, and you don't have the monies to pay it back within time, Mr. Richards is telling the consumers that it is okay not to pay it back. How can this be? If one loans you money, then it is your obligation to pay it back to the creditor! It is your obligation. Mr. Richard's book is not a good source of true financial information.