Instruct: Classify a given review into positive or negative sentiment.
Query: Thank God!

This was life altering! I had a 620 credit score and had no idea where to start. I ordered this disc on a whim and ended up learning a ton. I followed the steps and it has been 4 months. I just checked my score today and it is 735. OMG! I could not be happier. I recommend this to anyone who wants to raise their score and doesn't want to spend a lot of money on a credit counselor. Yay!