Instruct: Classify the given review into positive or negative sentiment.
Query: Why should I care?

I'm sorry, but as noted by the reviewer, part of the problem is people buying homes they can't afford. Why is spending too much a "crisis"? USA Today in an article referencing the book cited a family with a combined income of $70,000 that had 5 kids and a tough time making ends meet. Here's a thought - don't have 5 kids! Geez, this isn't brain surgery, folks.